Indian Overseas Bank has announced a new recruitment drive for Local Bank Officer posts in the Junior Management Grade Scale-I cadre. Through this recruitment process, the bank aims to strengthen its workforce by appointing eligible candidates for officer-level positions. Moreover, this opportunity offers a stable banking career, attractive pay benefits, and long-term growth prospects. Since the recruitment comes from a leading public sector bank, many aspirants are expected to participate in the selection process. Therefore, candidates who wish to build a career in the banking sector should carefully review the complete notification and prepare accordingly.
In this article, candidates can check complete details of Indian Overseas Bank Local Bank Officer Recruitment 2026 such as eligibility criteria, age limit, application dates, vacancy details, selection process, salary, and how to apply.
Eligibility Details
Candidates must meet the following educational and eligibility requirements:
- Candidates must hold a Graduation degree in any discipline from a university recognized by the Government of India.
- The bank will also accept an equivalent qualification recognized by the Central Government.
- Candidates must have completed their graduation before registering for the recruitment.
- Applicants must possess a valid mark sheet or degree certificate showing their graduation status and marks.
Salary Details
The Local Bank Officer post offers a basic pay of ₹48,480 per month under the Scale-I officer pay structure. In addition, selected candidates will receive various allowances and benefits as per Indian Overseas Bank rules.
- Post: Local Bank Officer (JMGS-I)
- Basic Pay: ₹48,480 per month
- Pay Scale: ₹48,480 – 2,000/7 – ₹62,480 – 2,340/2 – ₹67,160 – 2,680/7 – ₹85,920
- Additional Benefits: DA, HRA, CCA and other applicable allowances/perquisites
- Probation Period: 2 years of active service
- Service Bond: ₹2 lakh for a minimum service period of 3 years.
Age limit
The bank will calculate the candidate’s age as on 01 August 2026.
- Minimum Age: 20 years
- Maximum Age: 30 years
- Candidates must have been born not earlier than 02 August 1996 and not later than 01 August 2006.
- The bank will provide age relaxation to eligible reserved-category candidates as per Government of India rules.
Age Relaxation
| Category | Age Relaxation |
|---|---|
| SC / ST | 5 Years |
| OBC (NCL) | 3 Years |
| PwBD (UR / OBC / SC & ST) | 10 Years |
| Ex-Servicemen | 5 Years |
Application Fee
Candidates need to pay the following application fee while submitting the online application:
- SC/ST/PwBD Candidates: ₹175
- All Other Candidates: ₹850
- Candidates must pay the fee online through the available payment modes during the application process.
- The application fee, once paid, will not be refunded.
Selection Process
Indian Overseas Bank will select candidates through the following stages:
1. Online Examination
The first stage will consist of an objective-type online examination. It will contain 140 questions for 200 marks, with a total duration of 3 hours. The bank will provide separate timings for each section.
| Section | Questions | Marks | Duration |
|---|---|---|---|
| Reasoning & Computer Aptitude | 30 | 60 | 60 minutes |
| General / Economy / Banking Awareness | 40 | 40 | 30 minutes |
| Data Analysis & Interpretation | 30 | 60 | 60 minutes |
| English Knowledge | 40 | 40 | 30 minutes |
| Total | 140 | 200 | 3 Hours |
Candidates will face 1/4th negative marking for every wrong answer, while unanswered questions will not attract any penalty. Furthermore, the bank will not impose sectional qualifying marks. However, candidates must secure at least 35% aggregate marks for the unreserved category and 30% for reserved categories.
2. Language Proficiency Test (LPT)
Candidates must demonstrate proficiency in the required local language, including reading, writing, and speaking. However, candidates who studied the specified local language as a subject in Class 10 or 12 and provide the relevant marksheet/certificate will not need to appear for the LPT.
3. Personal Interview
After qualifying in the online examination and LPT, wherever applicable, candidates will appear for the Personal Interview. The bank will prepare the merit list based on online examination marks, subject to the candidate qualifying in the applicable LPT.
Important Dates
| Application Starts | 08 August 2026 |
| Last Date to Apply | 24 August 2026 |
| Total Post | 250 Vacancies |
| Exam Date | To be Announced |
| Job Type | Permanent Govt Job |
How to Apply
Eligible candidates can apply online by following these steps:
- Visit the official website of Indian Overseas Bank.
- Open the Recruitment/Careers section and find the Local Bank Officer Recruitment 2026 notification.
- Read the official notification carefully and ensure that you meet all the eligibility requirements.
- Click on the Online Application link and complete the registration process.
- Enter your personal, educational, category, and other required details carefully.
- Upload the required documents, photograph, and signature in the prescribed format.
- Pay the applicable application fee online.
- Review all the details before submitting the application form.
- Submit the application before 24 August 2026.
- Finally, download and save a copy of the submitted application form and payment receipt for future reference.
Important links
| Indian Overseas Bank Recruitment 2026 | Watch Video |
| Apply Online | Click Here to Apply |
| Official Notification | Click Here to Read |
| Official Website | Visit Official Website |
| Homepage | Click Here |
| Subscribe Youtube Channel | Click Here |
| Join our Telegram Channel (Free) | Click Here |
| Join our WhatsApp Channel (Free) | Click Here |
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